Banking that actually feels modern.
Everyday euro accounts with your own IBAN, instant SEPA transfers, fair personal loans, and real branches across the Netherlands.
Accounts are opened in person — bring your ID to any Dutch branch.
Card control
Freeze, unfreeze, set limits and toggle online payments in one tap.
Instant SEPA transfers
Send euros anywhere in the SEPA zone in seconds.
2FA secured
TOTP-based two-factor authentication protects every login.
Bank-grade encryption
Row-level security on every account, on every read.
Dutch branches
Real people to talk to in Amsterdam, Rotterdam, The Hague and Utrecht.
Fair loans
Personal loans from 4.9% APR with no early-repayment fees.
If it feels off — pause.
Meridiaan will never call, text or email you asking for your PIN, full password, or a 2FA code. When in doubt, hang up and call our official line.
- • Never share OTP codes — even with someone claiming to be from Meridiaan.
- • Freeze your card instantly from the app if something feels wrong.
- • Report suspicious activity to fraud@meridiaan.bank.
Big plans? We'll help you get there.
Renovate the kitchen, consolidate debt, or finally buy that cargo bike. Borrow €2,500–€75,000 with a fixed rate and no hidden fees.
- • Representative APR 4.9%, fixed monthly payments.
- • Decisions in as little as 24 hours.
- • Repay early — free of charge, any time.
Live chat, 7 days
Tap the chat bubble to talk to a real Meridiaan agent — most replies under 2 minutes.
Find us
HQ: Zuidplein 36 (WTC), Amsterdam. Plus branches in Rotterdam, The Hague & Utrecht.
See branches →Call us
+31 20 555 0100 · Mon–Fri 08:00–20:00 · Sat 10:00–16:00 CET